French Livret A Interest Calculator

Estimate interest on a French Livret A account using a rate you enter. Choose a simple constant-balance model or eligible half-month periods between a deposit and withdrawal.

Calculate

Use a decimal point, without thousands separators. Prefilled values are editable examples.

Enter your values and select Calculate.

Formula and calculation method

Simple estimate = balance × annual rate × months / 12. Half-month estimate = balance × annual rate × eligible periods / 24.

Worked example

At an assumed annual rate of 2%, a €1,000 constant balance for 12 months earns €20. This is an illustrative rate and is not presented as the current Livret A rate.

Assumptions and limitations

The dated model covers one deposit and one withdrawal in the same calendar year and assumes a constant rate. Real accounts can have rate changes, multiple transactions and annual interest capitalization. Livret A is a French regulated product, not a generic savings account.

Sources and reference scope

References support the identified formula, unit or jurisdiction. They do not imply endorsement of this site. Check the original document for current conditions and exceptions.

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English edition: 16 September 2026.