Home Buying Budget and Closing Cost Calculator

Build a simple home-buying budget from purchase price, an assumed percentage tax and other costs entered as a fixed amount.

Calculate

Use a decimal point, without thousands separators. Prefilled values are editable examples. Currency selection changes display, not exchange rates.

Enter your values and select Calculate.

Formula and calculation method

Total budget = purchase price + purchase price × assumed rate / 100 + other costs.

Worked example

For a 200,000 purchase, an assumed 8% charge and 3,000 of other costs, the budget is 219,000. The 8% rate is an example, not a statutory rate.

Assumptions and limitations

Real transfer taxes and closing costs may use progressive bands, exemptions, regional rates and buyer status. This tool does not calculate UK stamp duty, US state transfer tax or French notary fees automatically. Enter a verified amount or use official jurisdiction-specific tools.

Related calculators

English edition: 16 September 2026.